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Let Us Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation. As top Orange County, South Orange County, Laguna Hills and Dana Point real estate agents, we make it our business to be aware of every local home or property on the market. We even know of properties that will be available, but have yet to formally be placed on the market. We have direct access to the Orange County, South Orange County, Laguna Hills and Dana Point area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings. If you give us some idea of what you are looking for, We will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time! This is a totally free service, and there is no obligation. It's part of our job to offer services like this to homebuyers.  Tell us what you are looking for! It's our job to know every property in Orange County, South Orange County, Laguna Hills and Dana Point, even ones not listed online. Our personal search for you is FREE and without obligation. Please give us as many details as possible...
Insurance >Do You Need Mortgage Protection
If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.
If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.
When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.
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Devin Doherty
Doherty Real Estate Group
27101 Puerta Real #150
Mission Viejo
CA, 92691
Toll Free: 866-338-4677
Fax: 877-338-4680
Email: Devin@DohertyRealEstateGroup.com
"Come see why three generations of experience, the latest technology, and a truly hands-on team can give you an unbelievable edge in this market!"
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